A letter to my clients
In May/June 2023, Freefincal ran an anonymous survey for clients of fee-only advisors. 115 of my clients participated in this survey. I wrote a letter to my clients responding to…
English transcript of my interview in Business Today
1. My first question is that you are a personal finance advisor. Why personal finance advisory is important at the present time? Money management is a necessary life skill especially…
From the Diary of a Redeemed Agent
Back when I was a mutual fund distributor and an insurance agent, I used to write about my experiences in a blog 'An Idealist Professional'. Theme Frugal compiled some my…
Why good quality financial advise does not scale
Published in freefincal.com in January 2023There is more to financial planning than collecting data from clients and sending them financial plan documents. This article discusses different steps involved in financial…
Does it make sense to invest in index funds over the next 20-30 years in India?
Published in freefincal.com in June 2022Indexing hinges on two important concepts: 1. The arithmetic of indexing and 2. The efficient market hypothesisI have covered the arithmetic of indexing in an earlier article.…