Published in kuvera.in in October 2019
When investors have a large amount to invest, most struggle with the decision whether to invest through STP (systematic transfer plan) or invest lump sum (all in one go).
STP works well when markets go down or fluctuate in a range during the period of STP. Lump-sum turns out to be a better decision if markets go up after the lump sum is invested. Since nobody knows exactly how the markets will behave during the duration of STP or after the lump sum is invested, there is always a dilemma. Is there a way out of this dilemma? Read More